How to Use Retirement Calculator
Estimate how big your retirement savings could grow based on your age, contributions and expected return, then see the sustainable yearly income it could provide using a withdrawal rate like the classic 4% rule.
Open the Retirement Calculator tool →What is Retirement Calculator?
Project your retirement nest egg and sustainable annual income using the 4% rule. It's completely free, needs no sign-up, and runs entirely in your browser — so it's fast and private.
How to use Retirement Calculator
- Open the Retirement Calculator tool.
- Enter your details or values.
- The result is calculated instantly.
- Copy or use the result. Everything runs in your browser — nothing is uploaded.
Frequently asked questions
How does it estimate my income?
It projects your nest egg to retirement, then applies the 4% rule to estimate a sustainable annual withdrawal.
What is the 4% rule?
A common guideline suggesting you can withdraw about 4% of your savings in the first year of retirement, adjusting for inflation after that.
Is this financial advice?
No — it's a simplified projection. A qualified advisor can account for tax, healthcare and market risk.
Ready to try it?
Open Retirement Calculator →