Retirement Calculator
Estimate how big your retirement savings could grow based on your age, contributions and expected return, then see the sustainable yearly income it could provide using a withdrawal rate like the classic 4% rule.
Projected nest egg at 65
$1,188,181.10
≈ $47,527.24/yr ($3,960.60/mo) sustainable income
Years to grow
35
Total contributed
$235,000.00
Estimates assume a constant annual return and ignore inflation and taxes. For guidance only.
🔒 This tool runs entirely in your browser. Your data is never uploaded.
Frequently asked questions
How does it estimate my income?＋
It projects your nest egg to retirement, then applies the 4% rule to estimate a sustainable annual withdrawal.
What is the 4% rule?＋
A common guideline suggesting you can withdraw about 4% of your savings in the first year of retirement, adjusting for inflation after that.
Is this financial advice?＋
No — it's a simplified projection. A qualified advisor can account for tax, healthcare and market risk.