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EMI Calculator
Calculate the EMI for a home, car or personal loan from the amount, annual interest rate and tenure in months. See total interest, total payment and a visual split of principal versus interest.
Monthly EMI
₹10,379.18
⬤ Principal ₹500,000.00⬤ Interest ₹122,750.66
Total interest
₹122,750.66
Total payment
₹622,750.66
🔒 This tool runs entirely in your browser. Your data is never uploaded.
Frequently asked questions
What is an EMI?＋
An Equated Monthly Installment — the fixed amount you repay each month on a loan, covering both interest and principal.
Does it show the interest breakdown?＋
Yes — it splits your payments into principal versus interest so you can see the total interest paid.
Is it accurate for my loan?＋
It uses the standard EMI formula; your lender's figure may vary slightly with fees, rounding or day-count rules.