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Investment Return Calculator
Estimate the future value of an investment with an initial amount plus monthly contributions at an expected annual return. See total invested, total gains and overall return on investment.
Projected value
$229,504.77
Total ROI 141.6%
Total invested
$95,000.00
Total gains
$134,504.77
🔒 This tool runs entirely in your browser. Your data is never uploaded.
Frequently asked questions
What does it project?＋
The future value of an investment from a starting amount, regular monthly contributions and an expected annual return, plus total ROI.
Does it account for compounding?＋
Yes — returns compound over the period, which is what drives long-term growth.
Is the projection guaranteed?＋
No — it assumes a constant return. Real markets fluctuate, so treat it as an estimate, not a promise.