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Credit Card Payoff Calculator
Find out how long to clear your credit card and the total interest you'll pay.
Time to pay off
2y 10m
Total interest
$1,699.76
Total paid
$6,699.76
Assumes a fixed monthly payment and no new charges. Interest compounds monthly from the APR.
🔒 This tool runs entirely in your browser. Your data is never uploaded.
Frequently asked questions
Why won't my balance pay off?＋
If your monthly payment is less than the monthly interest, the balance grows. Increase the payment above the interest amount.
Does it assume new purchases?＋
No — it assumes a fixed monthly payment and no new charges on the card.